From its earliest days, NACBA has devoted enormous energy to protecting and enhancing the rights of consumer bankruptcy debtors by getting involved in legislative efforts to change the Bankruptcy Code. As a direct result of NACBA’s involvement in the Congressional debate, the Bankruptcy Reform Act of 1994 included many provisions beneficial to consumer debtors. Subsequently, NACBA and its members figured prominently in the deliberations of the National Bankruptcy Review Commission, from its initial meeting up through its final report.